Expert Vakil

What is No Cost EMI | NO Cost EMI | Explained in Hindi with Example |  Expert Vakil | Normal EMI: In regular EMI there is a Interest rate and Processing fee, the interest rate lies between 8% to 15%, and the processing fee lies between 0.5% to 3%. So if you have bought a product on EMI of Rs.12000 which is to be paid back in 6 months, then the calculation is like this - (EMI=Rs.12000, Tenure = 6 months, Rate of interest = 12% , Processing fee = 2%) Then every month you have to pay is Rs. 2157 , where the loan amount is Rs. 12,000, Total interest to be paid is Rs.441, Total Processing fee is Rs.250, Therefore the total amount payable is Rs. 12,691. No-Cost-EMI: In no cost EMI, the interest rate and processing fee is 0%, so if you habe bought a product on EMI of Rs.12000, which is to be paid back in 6 months the the calculation us like this- (EMI = Rs.12000, Tenure = 6 months, Rate of interest = 0%, Processing fee = 0%) Then every month you have to pay Rs.2000, where...

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